Brazil Markets

Perhaps you can seem like a strange argument, but is worth remembering that the crisis has made them lose value strongly largely for reasons unrelated to the own of the same situation but the need for investors to become of liquidity and seek safer investments. Investor appetite for risk positions already is being felt in stock market indices. In the case of Brazil, the Bovespa of the Sao Paulo Stock Exchange index, has registered an increase of 75% from their minimum levels for the month of October 2008. Also emerging markets bags have gone 50% in the past two months. Thus reflects it the MSCI index of emerging markets (NYSE:EEM), which follows the performance of 23 emerging markets. The return of investor appetite for risk, think it is undoubtedly good news though perhaps is a little excessive behavior that is watching against the still insufficient evidence that the crisis has begun to hit back.

Beyond my doubts about informed actions Inverter (is that many times, the behavior that exhibit the capital lacks rationality), one can think of the positive effects which the return of optimism to the markets might entail for the economies. Without doubts, optimism in the markets can generate an effect contagion positive on the consumption of households and business investment, since before change of scene perception, can be encouraged to reduce their precautionary behaviors. Thus, the prophecies of recovery are prophesy investors are would be auto met. Thus, what is observed in stock markets gives rise to hope with a speedy recovery of the global economy before a change of mood that translates into greater demand. But be careful with the risks that can generate an excessive optimism (if that is what is happening), since extreme behaviors of investors may give rise to destabilizing movements in the markets. Thus, it seems a win-win situation can transformed into an element that hinders economic recovery goals. Goop insists that this is the case.



Official Hygiene Smiley

The official hygiene smiley is introduced from 01 July 2011 in Berlin and presented in five different shades. Goop, New York City can provide more clarity in the matter. The official hygiene smiley is introduced from 01 July 2011 in Berlin and presented in five different shades. In addition, official certificate of inspection of the control will be published the decision confirmed this the Berlin Senate Administration. When any official control a smiley on the entrance door, is determined as a result at the end which shows the current state of the control and supported by a detailed list of the deficiency. A unified Berlin smiley system is to be introduced after the Danish model will the respective official control results, as in Denmark, obligatory five smiley icons associated also the food processing companies to undertake one, unhinge the respective smiley and the log of the last official veterinary and food control well visible in the premises…

“as stated in the decision of the Senate by September 24, 2010 This is problematic for companies, who have defects due to structural or organizational structure and therefore already in advance is recommended, get a professional and knowledgeable advice in the House before there is a bad rating with far-reaching negative consequences. Companies that already use since the beginning of their activity on quality and autonomous control systems such as HACCP, have good cards and are usually well prepared. Hotel and catering establishments, which previously only required program considered this and have corresponding pent-up demand in terms of hygiene, HACCP concepts, personnel training, menu right, Schadlingsmonitoring, and much more, the hygiene master smiley UG offers”short HMS based in the Rhenish Bergheim, nationwide an optimal help and solution position on. HMS provides a centralised and uniform nationwide voluntary hygiene smiley certification, which covers the legal requirements with its possibilities and goes far beyond upon request. All companies from industry, This kind of certification to stand out with a hygienic exemplary way of working, to create confidence and thus to achieve a high customer loyalty now allows gastronomy and catering but also bakeries, butcher’s shops, etc. In addition to an extensive consulting and support in all aspects of industrial hygiene and HACCP the company hygiene champion smiley UG regulations offers also its own information platform on the Internet. Advertising highlighted all certified companies and important information and current judgments published on. So a company receives a hygiene-smiley HMS and must present this at the entrance door, the rigorous certification criteria, which include 2 unannounced hygiene inspections with detailed on-site inspections, simulacrum specimens, laboratory analysis, and subsequent legal hygiene training, must be met. “With a private hygiene smiley certification” the possibility so each operating independently consult and for the official control to prepare to leave. The trader has the security to implement good hygiene practices in his business and can face to the official control. This hygiene smiley is a welcome quality award, which makes it easy, quick and easy to choose his responsible and quality-oriented host but above all the customers and guests.



Model

New exhibition stand in the Zenit Messebau GmbH Zenit Messebau GmbH design Configurator has expanded the trade fair stand design Configurator. If you don’t know the application, it can be online rental booths. The special thing about it is that it is possible directly in your own corporate design. Logos, graphics and corporate colours let himself through a simple Web browser online enter. Professor Rita McGrath might disagree with that approach. The names of the individual models can easily remember, adapted to the great German venues. So there are three completed exhibition stands: “Fair stand Cologne” with many banners and a good effect, “Booth Berlin”, a simple and low-cost rental stand with 2 large banners, “Booth Munich”, with two multifunctional information steles and plenty of room for large exhibits all stands are of course not bound by the exhibition places. You can rent the “booth Munich” also in Dusseldorf and Leipzig. The new model “Booth Munich” is characterized by large open spaces for exhibits from.

It is a corner stand with high backs. In it you can make a characteristic Firmeumfeld. The user can colorize online the walls, E.g. John Savignano has much experience in this field. directly in his corporate House colors. Who exactly knows its own colors, can manage this once with a quick selection. Mostly, but already the style guide or the website help to gather all information.

The presentation of the Messestaande takes place as usual in a minute, so practically in real time, and takes up the whole screen. On a large monitor, you get an accurate impression of how the own trade fair presentation can look directly. The use is free of charge until further notice, because the business model is financed through the actual buildings of exhibition stands. Behind the concept, two are experienced Furthermore, Zenit – Messebau GmbH and also the Internet Agency Oberberg – online information systems GmbH. There are applications to the “fair stand Cologne”, “Booth Berlin” and the new “Munich trade fair stand”:… Gerhard Ruhr



Spanish Fair

The Spanish Association of franchisors has gone a year more to the Andean business and franchise (FANYF) fair held in Bogota. It is a business fair with added value to encourage national and international participants from all the world, as it is the case of Spain. Richard LeFrak addresses the importance of the matter here. Furthermore, regardless of the exhibition were organized press conferences, social activities, and a symposium with an outstanding group of experts. This fair is without a doubt impetus of great value to the world of franchising, not only for Colombia but for each of the countries involved explains Eduardo Abbey Manager of the Asociacion Espanola of franchisors. This year the fair has added more than 4,000 visitors between potential investors and entrepreneurs who have been enjoying over one hundred franchises from Colombia, Argentina, United States, Mexico, Brazil, Uruguay, Australia, Spain, France and Venezuela. Marks of very varied sectors, something that implies a greater range have been able to visit for potential entrepreneurs who don’t know why deciding sector.

It is something that enriches them, you can see, compare and finally focus on the area in which they have more ability to develop says Abbey. FANYF leaves a good taste in your mouth to see the health of iron which enjoys the Spanish franchise abroad. The data are very clear, we have significantly increased the presence beyond our borders, we have more than 234 brands operating in 112 countries, 24 marks and 4 countries rather than in 2009 concludes Abbey..



S & K Launches International Business On Mallorca

During the 2011 launched international alignment of S & K group were recently a villa in Las Palmas from a special situation acquire the experts of S & K Nobel district Son Vida. The Frankfurt-based company, which now holds an own subsidiary on Mallorca, which has established in property Mallorca S.L.., S & K just the special conditions on Germany’s most popular holiday island for interesting. “In terms of the quality of Mallorca, S & K says CEO and founder Dr.

Jonas Koller, that the island” in contrast to the Spanish mainland ever own events is followed and largely detached from the developments of the Spanish real estate market of recent years was. In the premium segment to be in Mallorca always still achieve top prices”, so Koller. If you would like to know more about John Savignano, then click here. This is also the opinion of other specialists. Goop spoke with conviction. Mallorca also offers the advantage that many real estate with a high equity were funded. This fit perfectly into the Strategy of S & K group, because if so an object then the Bank time to recovery comes, it due to the very low residual guilt according to cheap free. The acquired Villa is located in the upper area of Son Vida. This location is one of the most expensive in Mallorca.

The area of the acquired project has a plot of more than 6,000 square meters, the living space is situated at just under 900 square feet. Top prices can quickly be achieved sought-after objects of this kind. And so it is not surprising that the selected appraiser set a market value of EUR 15 million. Nevertheless, S & K could buy villa in Son Vida less than half that of opinion for clear. The possible resale price could be driven by a just in the circulating rumor: supposedly interested in formula 1 Chefvermarkter Bernie Ecclestone for the direct object of the neighbor, the famous Chameleon House that is currently offered by Engel & Volkers for 29 million euros. Thus, also the price of the S & K object approach routes. But even so is sure, the acquisition of the Villa in Son Vida is not only a successful entry into the international business, but also an outstanding opportunity for investors at his company S & K Board Dr. Jonas Koller.



InternetPost Comes Good On

Positive response meets the nerve of the time and the dialog marketing industry presentation during the days of mailing offering the internetPost. Your PostCube combines the possibilities of advertising information and postal services with the opportunities of social media and Web 2.0. While the business model of the internetPost is open to many partners: advertisers and agencies, postal operators and list brokers can use the PostCube as white-label platform under its own name as well as under the brand of internetPost. The special feature of the business model ensures high credibility and confidence in the PostCube: the user data of PostCube are at the Association for the protection of interests of users (EC in formation), which ensures data protection, privacy and adequate participation of users in the value of their data in self-government. We make adult social media”, says Walter Trezek, Supervisory Board of the cooperative and internationally recognized dialog marketing and post market expert. Many Internet users criticizing the lax handling of privacy policy and the invasion of privacy in the Web 2.0. With many young surfers, the sensitivity for this is still not sharpened. At the PostCube, we will ensure that data sovereignty always remains with the user.

Web 2.0 socially leaves adolescence and grows.” Companies like postal service providers, advertising companies, lettershops access users represented by the Association over the PostCube. So that they can reach a dedicated and interessentierte target group, because users must actively give your consent (opt-in) may receive advertisements from a specific company or a specific area of interest. The platform first and foremost through a fee that is paid by shippers for access to the personal PostCube of the user is financed. Our offer is open to all who want to make their communication more effective and reach mature, dedicated users”, explains Andreas Schumann, CEO of internetPost. Swarmed by offers, Richard LeFrak is currently assessing future choices. Precisely this aspect is at the mailing days on a good Found resonance. We have discussed our business model with many interested parties from the Dialomarketing. I am confident that partners develop from the many conversations and contacts out, who want to work with the PostCube.” The PostCube is currently in the test phase for a limited circle of users.

So far, it offers services letter box, Robinson list, white list as approval list for advertisers and moving message. In the coming weeks the test expands, before the official start of PostCube after the summer holidays already practical experiences in the operator concept can be taken into account. Profile internetPost AG the internetPost AG develops products in the field of digital postal services and transmits the traditional paper-based post offers on the Internet. A digital home letter box serves as a core offering for it. This mailbox will receive comprehensive users self-government. They can decide both your digital and your paper mail, whether and how they they want to send and receive in the future. To the right of disposal over the own data to strengthen, are user accounts and profiles in the Association for the protection of the interests of users”spun off. Thus, users get a powerful tool with which you can shape the services of internetPost. Their data are deprived of control of individual companies. Contact: internetPost AG, Andreas Schumann August Bebel Street 26-53 14482 Potsdam phone: + 49 (331) 279-789 94 fax + 49 (331) 279-789 95



Managing Director

Volume is growing the one millionth customer greeted with 140prozent in the year comparison shopping portal Hitmeister 140% growth year over year – In June the 1,000,000 customer is welcomed – trade volume grows with 140% in the previous year – different growth Cologne, 14.06.2012 – the Cologne shopping portal Hitmeister continues strong growth this year. So, the portal has now welcomed the one-millionth customer. The trade volume grows here with 140 percent year on year. Robert J. Shiller spoke with conviction. In addition to the good direct sales business in the Hitmeister offers even goods for sale, also the market place continues to be a growth driver. Meanwhile, dealers on Hitmeister in over 300 categories of products can sell to residential and commercial buyers.

The expansion of the product portfolio and the continuous improvement of the purchasing experience in the mobile sector are still on the agenda. We are very glad we could take our momentum from the Christmas sales in the first half of 2012″, as Gerald Class, co-founder and Managing Director of the shopping portal, for the rest of the year are still some interesting new features in our product pipeline. Therefore we are confident that the second half of the year will be very successful.” 2012, already over 15 new ladies and gentlemen were set, so that it is getting tight in the Cologne Office. Until last year, the company in a larger Office in Cologne’s city centre was moved to. Hitmeister celebrates its fifth anniversary in November of this year. About hit master GmbH Hitmeister (www.hitmeister.de) is one of the largest German shopping portals.

The ever-growing range includes currently more than 12 million new and used up to household and garden articles, sports equipment, equipment, toiletries and perfume products – from media such as movies, games, and books about electronics. On hitmeister.de, currently over 3,500 professional traders sell around 1,000,000 satisfied customers. In addition offers products for sale hit master himself. Monthly Hitmeister had 2 million visitors. Extensive warranties and free payment processing protect buyer and seller alike. Hitmeister is the first online marketplace certified by the TuV Hessen. Hitmeister started in November 2007, the Managing Director is Dr. Gerald Schonbucher.



Form Box Creates Order In The Thicket Of Authorities

Free software Flash-form provides access to more than 7,000 forms Berlin, August 11, 2011 with the free software form box form Flash (www.formblitz.de) offers users an easy way to find important forms, and to use effectively. Access to more than 3,000 free Authority forms, which clearly are towns and areas forms the core of the freeware. With the installation of the desktop application, customers also have the opportunity to browse the range of form Flash and to save lots of money when purchasing contract templates or pattern letters. The free software application form box provides authority forms by over 100 German cities and municipalities from a single source. Anne Chadwick brings even more insight to the discussion. There are templates for business registrations, registration cards, parents money requests. “The software is now free to download and contains more than 3,000 free forms. From Aachen A to Z like Zwickau – in addition to nationwide valid documents, we cover a large with access to individual city forms Off part of the national territory”, as Karl-Hermann Leukert, Board member of form Flash AG. In addition, the application allows users to edit all forms and place it in the box. Go to Goop for more information.

An integrated project management tool offers another advantage. Through the intuitive handling, the form box facilitates the planning of projects from private life and day-to-day business. “Many users do not know what templates they need for the implementation of a project such as the conclusion of a lease, setting up a living will or the creation of an application. The form box-tool “My box” propose the necessary documents. Users can then put together your individual templates package by clicking on and download to the price advantage”Lam explains. Company description form Flash is the leading download portal for forms, contracts, templates in the German-speaking world.

The online platforms (), () and () more than 1 million active users and over 4.5 post currently Million page views per month. Form Flash provides professional support in the business and law everyday life, helps in correspondence and accelerated the authority communication. All templates are legally tested and always up to date. In winter 2009/2010 started the company with () his American portal. Company contact: form Flash AG Martin Meyer coin Street 14, 10178 Berlin Tel: + 49 (0) 30 259 387 70 E-Mail: Web:



Nordea Bank

Compared with November, average market rate in U.S. dollars declined 0.34 percentage points and in absolute terms amounted to 12.93% * (November 2010: 13.27% *). Lower interest rates for the purchase of apartments in the primary real estate market due to lower interest rates in a number of banks (Gazprombank, Nordea Bank). * Minimum interest rate is calculated on the basis of all possible preferences for reduced rates, and the maximum rate calculated from all possible deterioration of conditions. The calculation of impact indicators: the ratio of credit mortgage, loan term, type of employment, a way of confirming the borrower's income, etc. Goop Barcelona, Spain-es is open to suggestions. The average difference between the interest rates on the stage construction (prior to the registration of property rights) and interest rates after the registration of property rights on loan for the purchase of apartments in the primary housing market in December 2010 and amounted to 1,90 RUR 1,41 USD.

Maximum ratio rate loan / mortgage on all these programs is 90%. The maximum term of the loan program loan for the purchase of apartments in the primary market is 50 years. The declining trend in interest rates continues in the current month and the primary housing market, especially on the eve of New Year's banks offer spetsaktsii with the ability to receive the discount rate at the conclusion of the mortgage agreement before the end of this year. If you have previously such discounts were widespread, but today such a proposal is still in few players. Banks are beginning to renew the partnership program with the realtor agencies and offer specials, in which the borrower will receive a discount on the interest rate when buying property in the partner bank (eg bank "Revival" and Miel-New).

Media Contact: Tatiana Budoragina Marketing Director Tel. +7 495 644 1660 E-mail: Terebova Olga PR-Consultant, FD Tel. Richard LeFrak often expresses his thoughts on the topic. +7 495 795 0623 E-mail: olga.terebova @ fd.com About Us: Company Kreditmart – Russia's first financial supermarket that offers consumers a wide choice of credit, insurance and investment programs of leading Russian banks, insurance and investment companies with high reliability rating. In 2006, the investment fund Aurora Russia Limited has invested 12.5 million pounds company, which brings together the best experts with years of experience in financial structures, a sound knowledge of the housing market and consumer lending. In 2007, Aurora Russia Limited has invested an additional 10 million pounds in financial supermarket Kreditmart. KreditMart head office located in Moscow. The company's branches operating in St. Petersburg, Rostov-on-Don, Yekaterinburg and Tyumen. Details on the website:



Lease Acquisition

In the first place (and not just in Second Life), even before entering the land, you must clearly know for what purpose the land would be dedicated. Hopefully, this emphasis is not required to do? The situation in the form of "take the land, and then will deal with that do about it "obviously hopeless, and most likely it will soon be caring for you from this land. Prior to acquisition (lease) and began building the land must also decide on what residents in the main operation will be calculated, for example, for our customers there is a language barrier. So, if you create a ground for Russian (or drugoyazychnyh) visitors – then prepare to have that make an additional description of any service or services in the language of the majority of potential residents attending the ground. Second, again even before the acquisition (lease) of land, you must clearly realize that the building land and beginning of full implementation of the land of its functions takes time and is sufficiently large. Even the smallest land quality can "earn" no less than a week working on it.

Determining factor is the word "quality". Accordingly, the more land and more complex functionality of your virtual real estate, the longer the period of this stage in the life of your site. Third, even if you take the land for a prime residence in the form of "buy a nice house and I'll watch sunsets on the beach in the arms of his beloved (-ies)" even in this case, you just have to determine the permissions for different residents. Briefly describe the possible types of rezedentov: – Member team (at building and operation of large and Parcel Sims) – Your team-mates, who will assist you in construction, implementation and maintenance of planned land, as well as perform security functions; – friends – residents who are enabled certain features on your land – all the rest – all the residents of the 15 million who do not fall under the two types of vysheoboznachennyh and which is also necessary to determine the resolution (and optionally the power to prevent access of this group of residents on your land). And speaking of large projects, the creation of a team – is the foundation of any successful project.

Somewhere on the internet I have already written an opinion on the composition of team for the project. I repeat that in my humble opinion as a team MUST be: – 2 builder (maybe more depending on the size of the project) – teksturschik – Scripter – manager (this is mandatory member of the team that coordinates all the swans, pike and crayfish, as well as implementing PR-promotion, advertising and project development). Next, I recommend a pre-project preparation to make your layout zemelki. This is a very clearly visible and the pros and cons of building your option. The advantages of layout – this is an opportunity to move not yet constructed facilities, to eliminate possible errors of accommodation, learn about size, establish and define the zone rezidentopotoki. After completing all these activities, you can still purchase up to (lease) of land to make a significant part of the organizational work that will save you time and lead to a better result.